How to Shop for the Cheapest Groceries

Personal Finance 7/13/2019 7:39:00 AM 7/13/2019 7:39:00 AM

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If your grocery budget is tight, you may need to adopt some new strategies for reducing your grocery bill. The overall key to saving money on groceries is planning. You should plan what you are going to buy based on what is on sale and your available coupons. You should also stock up on items when t

Can I Plan for Retirement with a Certificate of Deposit?

Personal Finance 7/13/2019 7:29:00 AM 7/13/2019 7:29:00 AM

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Although a certificate of deposit (CD) can help you save up for retirement, in most cases it shouldn't entirely replace an individual retirement account (IRA), like a traditional IRA or Roth IRA. Here are a ...

How to Remove Negative Items From Credit

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The Federal Trade Commission gives you the legal right to dispute any item on your credit report that you believe contains inaccurate information. A study in 2004 found that 79 percent of credit reports contained errors. (See Resources) Negative accounts cannot be legally removed unless the account

How to Appeal & Fix a Credit Report Entry

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Credit can play a vital role in your life in several ways. When you apply for a loan, lenders review your credit status to determine if they will approve you or not. Some prospective employers even check your credit before hiring you. Mistakes on your credit report can damage your credit score. The

College Grants for Welfare Recipients

Personal Finance 7/13/2019 7:18:00 AM 7/13/2019 7:18:00 AM

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If you are receiving cash aid or welfare to support your children, you may have given up on dreams of achieving a college education. Don't give up because many different grants and programs are available to help low-income aid recipients to attend and graduate from college. Federal, state, college-b

How Do I Find Someone Who Has Moved?

Personal Finance 7/12/2019 7:25:00 PM 7/12/2019 7:25:00 PM

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You may find it necessary to look for someone who has moved and left no forwarding address. Banks and other financial institutions do this all the time. They implement specific strategies designed to located customers. Some of the practices used by financial institutions can be used by individuals a

How Can I Calculate the Interest to Be Paid on a CD?

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CD is an abbreviation for certificate of deposit. A CD is a deposit account offered by many financial institutions that requires the money to be left in the account for a set term. In return, the bank pays you a higher rate of interest than you would get on a savings account or checking account. To

The Activities of Producing a Financial Statement

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Businesses create financial statements periodically to evaluate their performance. Individuals who adopt the practice of producing financial statements understand their personal financial situation more fully. The process of producing personal financial statements involves several...

Can You Get Unemployment If You're Terminated After a Drug Screening?

Personal Finance 7/12/2019 7:06:00 AM 7/12/2019 7:06:00 AM

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Assuming that the drug screening prompted the employee's firing due to intake of illegal substances, the employee has committed gross misconduct. Employees terminated for gross misconduct cannot collect unemployment benefits. It is possible for such an employee to appeal to the state department resp

The Best Way of Sending Money to India

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Sending money overseas through regular mail can be tricky. Dishonest customs agents or major delays can prevent the money from reaching the recipient. With today's advancements in technology there are now safer ways of getting someone the money they need. With a few tips you can safely send money to

How to Verify if a Charity Is Legitimate

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You have probably already caught this on todays news; a fake charity is tugging at the heartstrings of Vancouver residents, calling them up on the phone and asking for donations to help the families of ...

Disabilities Relating to Jobs

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If you suffered an injury or illness on the job, you may be eligible to receive benefit payments from workers' compensation insurance. Payments from workers' compensation cover your lost income as you recover from your disability. However, any disability caused while you were intoxicated or under th

Income Guidelines for Food Stamps in York, Pennsylvania

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The statewide food stamp program in the state of Pennsylvania is called the Supplemental Nutrition Assistance Program. People who qualify for SNAP receive an electronic benefits transfer (EBT) card, which can be used like a debit card at grocery stores. The policies to qualify for SNAP are statewide

What Qualifies for Food Stamps in Virginia?

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Although there are no age or family size restrictions on receiving food stamps from the Commonwealth of Virginia, the Supplemental Nutrition Assistance Program, or SNAP, has other qualifications that are used to determine a household's eligibility for the program. There are also restrictions on how

Can an IRA Distribution Be a Loss?

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Keeping money in an Individual Retirement Account removes tax consequences from any transaction occurring in the account. For investors who buy and sell securities in an IRA, loss of principal is a very real issue. When your investments drop below your capital contributions, you may be eligible to t

How to File a Stay on an Eviction in San Bernardino County

Personal Finance 7/11/2019 8:40:00 AM 7/11/2019 8:40:00 AM

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There are a number of reasons a landlord in San Bernardino County in California may pursue an eviction, including if the tenant fails to pay rent, exceeds the occupancy limit or otherwise breaks the terms of the lease and interferes with the comfort and safety of other residents. The notice you rece

How to Sell Gold Jewelry for Cash in Colorado Springs, Colorado

Personal Finance 7/11/2019 3:23:00 AM 7/11/2019 3:23:00 AM

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One of the easiest ways to transfer some of your property into cash is to sell your jewelry, especially if it is gold jewelry. If you have any kind of gold jewelry at all, even if it’s a broken chain, there are plenty of people who will pay you good money for it. If you are located in Colorad

Salaries & Benefits of Traveling Nurses

Personal Finance 7/11/2019 2:47:00 AM 7/11/2019 2:47:00 AM

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Travel nurses are registered nurses who take on temporary assignments instead of working in permanent locations. Travel nurses work through special agencies and can choose their own assignments, deciding to stay close to home or go to other states. The exact requirements of travel nurse agencies var

What Does Item of Public Record Mean on a Credit Report?

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A public record, such as a divorce record or a bankruptcy, is legal information that is accessible by anyone who wishes to search for it and knows where to look. Some types of public records will appear on your credit report.

What Is a Passbook Savings Account?

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The term passbook savings is a throwback to the old days when customers took a bank book, or pass book, into the bank and the clerk would record the transaction in the book. Most people recognize this type of bank service as a traditional savings account and most banks no longer require you to prese